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AI Document Classification and Extraction

Stop wasting underwriter time on data entry. Process lending documents in seconds, with accuracy fully insured.

Let AI analyze the documents.

Let humans approve more loans.

Built for lending operations, backed by insurance, ready for peak volumes.

Accuracy you can audit

Every field extraction comes with confidence scoring and visual highlights. See exactly what the AI found and why, with full JSON output for your compliance team.

10-second processing

Upload any lending document, from pay stubs to complex tax returns, and get structured data back in under 10 seconds. No "it depends" timelines.

Insurance-backed results

Every extraction is covered by comprehensive insurance. You get automation without the risk.

You didn’t hire underwriters just to read PDFs

Unlike legacy providers using offshore teams to fix OCR errors, Kizen delivers 10-second processing underwriters can trust to scale with ease. See confidence scores on every field and click through to source documents.

AI built for lending

Built with advanced AI from day one, not retrofitted onto old OCR systems.

Transparent processing

See confidence scores, field highlights, and processing logic for every extraction.

Insurance-backed guarantee

Comprehensive coverage means you get efficiency you can trust.

Your team maintains control
with AI-enabled speed and scale

Intelligent Document Classification

Automatically identify document types from mixed uploads, W-2s, pay stubs, bank statements, tax returns, and more. Trained for precision on key document types used in lending.

Key Field Extraction & Validation

Extract critical data points like income figures, account balances, employment details, and asset values. Cross-document validation catches inconsistencies automatically.

Tamper Detection & Fraud Prevention

Advanced analysis detects font inconsistencies, spacing anomalies, and other signs of document manipulation, protecting your institution from fraudulent applications.

Fast Integration

Seamless integration gets you up and running in minutes, with webhook notifications, batch processing, and LOS connectors.

Full Audit Trail & Observability

JSON viewer shows exactly what was extracted from where. Export audit logs for compliance reviews and model validation.

Sample of document coverage

Personal Lending Documents

  • Pay stubs and employment verification
  • W-2s and tax returns (1040, Schedule C)
  • Bank statements and asset verification
  • Identity documents with fraud detection

Commercial & Mortgage

  • Commercial financial statements
  • Property appraisals and title documents
  • Business tax returns and profit/loss statements
  • Quarterly covenant monitoring

How it works

Get started

Connect your documents

Ingest documents from any source: drag-drop UI, REST API, direct integration with your loan origination system and more. Support for PDF, images, and multi-page documents.

AI classification & extraction

Our models identify document types and extract key fields in under 10 seconds. Every result includes confidence scoring and field mapping.

Review & validate

Audit results, export data to your systems, and see exceptions flagged for human review, with full transparency in every transaction.

Scale & automate

Automation that scales with your volume. Real-time triggers and SmartConnectors for high-volume data loads.

Monitor & optimize

Track accuracy metrics, processing times, and document type performance through your usage dashboard.

Typical impact for community banks

Reduce manual document work by 80%

Process 5x peak volume without additional staff

Cut document processing costs by 60%

Free underwriters for high-value risk assessment

AI-enabled efficiency, built for lending

Upload your most complex documents. 
Benefit from 10-second processing.
Gain instant scale and avoid peak volume delays.