Stop wasting underwriter time on data entry. Process lending documents in seconds, with accuracy you can trust.
AI Document Classification and Extraction
Let AI analyze the documents.
Let humans approve more loans.
Built for lending operations, ready for peak volumes.
Accuracy you can audit
Every field extraction comes with confidence scoring and visual highlights. See exactly what the AI found and why, with full JSON output for your compliance team.
10-second processing
Upload any lending document, from pay stubs to complex tax returns, and get structured data back in under 10 seconds. No "it depends" timelines.
Results you can trust
Every extraction is validated with confidence scoring, with exceptions routed for human review based on your thresholds.
Your team maintains control with AI-enabled speed and scale
Intelligent Document Classification
Automatically identify document types from mixed uploads, W-2s, pay stubs, bank statements, tax returns, and more. Trained for precision on key document types used in lending.
Key Field Extraction & Validation
Extract critical data points like income figures, account balances, employment details, and asset values. Cross-document validation catches inconsistencies automatically.
Tamper Detection & Fraud Prevention
Advanced analysis detects font inconsistencies, spacing anomalies, and other signs of document manipulation, protecting your institution from fraudulent applications.
Fast Integration
Seamless integration gets you up and running in minutes, with webhook notifications, batch processing, and LOS connectors.
Full Audit Trail & Observability
JSON viewer shows exactly what was extracted from where. Export audit logs for compliance reviews and model validation.
Sample of document coverage
Personal Lending Documents
- Pay stubs and employment verification
- W-2s and tax returns (1040, Schedule C)
- Bank statements and asset verification
- Identity documents with fraud detection
Commercial & Mortgage
- Commercial financial statements
- Property appraisals and title documents
- Business tax returns and profit/loss statements
- Quarterly covenant monitoring
How it works
Connect your documents
Ingest documents from any source: drag-drop UI, REST API, direct integration with your loan origination system and more. Support for PDF, images, and multi-page documents.
AI classification & extraction
Our models identify document types and extract key fields in under 10 seconds. Every result includes confidence scoring and field mapping.
Review & validate
Audit results, export data to your systems, and see exceptions flagged for human review, with full transparency in every transaction.
Scale & automate
Automation that scales with your volume. Real-time triggers and SmartConnectors for high-volume data loads.
Monitor & optimize
Track accuracy metrics, processing times, and document type performance through your usage dashboard.
Typical impact for community banks
Reduce manual document work by 80%
Process 5x peak volume without additional staff
Cut document processing costs by 60%
Free underwriters for high-value risk assessment
ROI Calculator for Lending Teams
Calculate ROI for your lending operations
See how AI-powered speed and efficiency drive ROI across your workflows
Tell us about your current lending process
$360
Your potential annual ROI with Kizen
ROI calculation is an estimate only and not guaranteed.
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