LLM-powered AI classifies each document against your lender-specific taxonomy — hundreds of doc types — returning a result, a confidence score, and transparent reasoning.
Turn 90 minutes of document classification & indexing into 10 minutes
Kizen transforms raw document uploads into a decision-ready, indexed loan package in under 10 minutes entirely within the Encompass interface.
- Runs inside Encompass®
- No separate login
- Deploy in 48 hours
How it Works
All the steps in the workflow, automated
From a single upload to a fully indexed loan package — every step runs automatically inside Encompass, with a human in the loop only when it matters.
1
Single-document classification
- Classification
- Confidence
- Reasoning
2
Multi-doc detection & splitting
Kizen detects consolidated PDFs, identifies page ranges, splits them into individual documents, and classifies each one independently.
- 82 pages → 42 docs
3
Automatic eFolder routing
Once classified, every document is sorted into the correct Encompass eFolder automatically — no manual filing, no misplacement, no wasted time.
- No manual filing
- No misplacement
4
Real-time dashboard
Live processing updates inside Encompass — status tracking, page-level breakdown, a complete audit trail, AI classification and confidence, plus an integrated PDF viewer.
- Status
- Audit trail
- PDF viewer
5
Exception handling in the UI
Full override workflows: reclassification, re-splitting, and single-to-multi conversion — all with user-level audit logging, so compliance keeps total visibility.
- Reclassify
- Re-split
- Audit log
6
The self-learning advantage
Every reclassification becomes feedback. Patterns tune accuracy to each lender’s document mix — Kizen gets smarter, faster, and more accurate with each use.
- Gets smarter
- No reprogramming
Product Experience
Built for Encompass.
Designed for underwriters.
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Real-time status tracking
Every document’s state, live as it processes.
-
Page-level document breakdown
See exactly which pages became which document.
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Complete audit trail
Every action logged for compliance and review.
-
AI classification & confidence
Result, score, and transparent reasoning per doc.
-
Integrated PDF viewer
Open and verify source pages without leaving the view.
-
Exception actions in the UI
Reclassify, re-split, or convert in a click.
Why teams choose Kizen
How Kizen changes the day-to-day
Fewer touches per file
Less manual handling on every loan.
Faster to review
Shorter assignment-to-review time.
Cleaner eFolders
Consistent hygiene across teams.
Less rework
Fewer redo loops on handoffs.
Less time classifying
More time on what’s important.
Measured Impact
From 45–90 minutes to under 10
The same loan package, indexed two ways. Kizen removes the manual sorting, the swivel-chair tools, and the offshore queues entirely.
Manual Indexing
45–90min / loan file
- Manual sorting, labeling & filing
- Swivel-chair between tools
- Offshore review queues
- Inconsistent eFolder hygiene
with Kizen
10min / loan file
- Auto classify, split & index
- Automatic eFolder routing
- Complete audit trail
- Self-learning accuracy
Document review and classification is one of the most time-consuming steps in the loan lifecycle. We built the entire experience directly inside Encompass — teams deploy Kizen’s AI-native indexing agent in hours instead of months, and the self-learning system gets smarter with every use.
Frequently Asked Questions
Does Kizen require a separate login or system outside of Encompass?
No. Kizen runs entirely within the Encompass interface.
How long does it take to index a loan file?
Kizen processes and indexes a full loan package in under 10 minutes, compared to 45–90 minutes with manual indexing.
What happens if Kizen misclassifies a document?
Users can reclassify, re-split, or convert documents directly in the UI. Every override is logged for compliance, and each correction feeds back into the AI to improve future accuracy.
Can we kickoff the indexing solution automatically?
Yes, we can configure the service to run automatically via "ASO" when a document is found in specific Encompass eFolders.
How quickly can we go live?
Teams can deploy Kizen's indexing agent in 48hrs.
Does Kizen support our document types?
Kizen classifies against your lender-specific taxonomy and supports hundreds of document types out of the box.
What if we upload a large, consolidated PDF?
Kizen automatically detects multi-document PDFs, identifies page ranges, splits them, and classifies each document independently — no human intervention needed.
Will users be notified when there are exceptions?
Yes we can configure that.
Do you support automatic eFolder import/indexing or do we manually have to import documents?
Yes.
Does the AI get better over time?
Yes. Every reclassification becomes training feedback, tuning accuracy specifically to your document mix without any reprogramming required.
Ready to turn 90 minutes into 10?
Deploy Kizen’s AI-native indexing agent inside Encompass in 48 hours. No new systems. No offshore queues.