Turn 90 minutes of document classification & indexing into 10 minutes

Kizen transforms raw document uploads into a decision-ready, indexed loan package in under 10 minutes entirely within the Encompass interface.

  • Runs inside Encompass®
  • No separate login
  • Deploy in 48 hours
How it Works

All the steps in the workflow, automated

From a single upload to a fully indexed loan package — every step runs automatically inside Encompass, with a human in the loop only when it matters.

1

Single-document classification

LLM-powered AI classifies each document against your lender-specific taxonomy — hundreds of doc types — returning a result, a confidence score, and transparent reasoning.

  • Classification
  • Confidence
  • Reasoning
2

Multi-doc detection & splitting

Kizen detects consolidated PDFs, identifies page ranges, splits them into individual documents, and classifies each one independently.

  • 82 pages → 42 docs
3

Automatic eFolder routing

Once classified, every document is sorted into the correct Encompass eFolder automatically — no manual filing, no misplacement, no wasted time.

  • No manual filing
  • No misplacement
4

Real-time dashboard

Live processing updates inside Encompass — status tracking, page-level breakdown, a complete audit trail, AI classification and confidence, plus an integrated PDF viewer.

  • Status
  • Audit trail
  • PDF viewer
5

Exception handling in the UI

Full override workflows: reclassification, re-splitting, and single-to-multi conversion — all with user-level audit logging, so compliance keeps total visibility.

  • Reclassify
  • Re-split
  • Audit log
6

The self-learning advantage

Every reclassification becomes feedback. Patterns tune accuracy to each lender’s document mix — Kizen gets smarter, faster, and more accurate with each use.

  • Gets smarter
  • No reprogramming
Product Experience

Built for Encompass.

Designed for underwriters.

  • Real-time status tracking

    Every document’s state, live as it processes.

  • Page-level document breakdown

    See exactly which pages became which document.

  • Complete audit trail

    Every action logged for compliance and review.

  • AI classification & confidence

    Result, score, and transparent reasoning per doc.

  • Integrated PDF viewer

    Open and verify source pages without leaving the view.

  • Exception actions in the UI

    Reclassify, re-split, or convert in a click.

Why teams choose Kizen

How Kizen changes the day-to-day

Fewer touches per file

Less manual handling on every loan.

Faster to review

Shorter assignment-to-review time.

Cleaner eFolders

Consistent hygiene across teams.

Less rework

Fewer redo loops on handoffs.

Less time classifying

More time on what’s important.

Measured Impact

From 45–90 minutes to under 10

The same loan package, indexed two ways. Kizen removes the manual sorting, the swivel-chair tools, and the offshore queues entirely.

Manual Indexing

45–90min / loan file

  • Manual sorting, labeling & filing
  • Swivel-chair between tools
  • Offshore review queues
  • Inconsistent eFolder hygiene

10min / loan file

  • Auto classify, split & index
  • Automatic eFolder routing
  • Complete audit trail
  • Self-learning accuracy

Document review and classification is one of the most time-consuming steps in the loan lifecycle. We built the entire experience directly inside Encompass — teams deploy Kizen’s AI-native indexing agent in hours instead of months, and the self-learning system gets smarter with every use.

Frequently Asked Questions

What is an AI agent’s purpose on your team?

An AI agent serves as your intelligent digital teammate, focused on specific tasks that align with your business objectives. It learns your company’s processes and best practices to drive measurable progress toward your KPIs while providing actionable insights and process improvements.

How do I set my data up to help my AI agent succeed?

For optimal performance, your AI agent needs contextual understanding of your business operations, including company guidelines, standard processes, organizational structure, and workflow patterns. The more relevant business context it has access to, the more effectively it can assist your team.

Which goals can an AI agent accomplish?
  • Streamlining day-to-day tasks that follow predictable patterns
  • Automating routine workflows to free up your team’s time
  • Analyzing processes to identify improvement opportunities
  • Facilitating smoother cross-team collaboration and communication
  • Increasing overall productivity while maintaining quality standards

Ready to turn 90 minutes into 10?

Deploy Kizen’s AI-native indexing agent inside Encompass in 48 hours. No new systems. No offshore queues.